Loan process and product manager

Role- Development and management of banking products and processes that involve lending.

Responsibilities:
1. Analysis and development of current and new Loan products and services for Business Clients;
2. Research, analysis, and assessment of products and services offered by competitors to legal entities, with the aim of identifying our gaps and adjusting them to remain competitive;
3. Close collaboration with the Bank’s Branches to implement, operate, and adjust processes related to new product implementation and evaluation of current products;
4. Review of internal procedures within the Bank and report specific data as required, when necessary;
5. Collaboration with other Departments and Sections on projects and participation in fulfilling internal tasks, as well as adjusting and optimizing existing processes;
6. Participation in market analysis and financial trends to provide suggestions and innovative ideas for developing new products or improving existing ones;
7. Contribution to the development of marketing materials
8. Generating periodic reports and analyses on the performance of Business products and services and presenting them to the Direct Manager / Bank’s Management Committee.

Requirements
1. University Degree in Economics, Finance, Business Administration, or a related field;
2. Experience in the development and management of lending products and processes, preferably in the banking or financial services sector;
3. Strong understanding of credit products and services for legal entities, including MSME segment;
4. Knowledge of market trends and competitor offerings in the lending domain, with the ability to identify gaps and propose strategic adjustments;
5. Excellent analytical and research skills, with a focus on product performance and process efficiency;
6. Project management skills, with the ability to coordinate cross-departmental initiatives and ensure timely implementation;
7. Proficiency in Microsoft Office tools, especially Excel and PowerPoint; experience with CRM or MIS systems is a plus;
8. Excellent communication and interpersonal skills, with the ability to collaborate effectively with branches and other departments;
9. Creative and strategic thinking, with a focus on innovation and continuous improvement of lending products and services;
10. Good command of English (spoken and written); knowledge of Romanian and/or Russian is an advantage;
11. Ability to work independently, prioritize tasks, and meet deadlines in a dynamic and evolving environment.

Benefits:
1. Seminars and Training;
2. English Language Courses;
3. International Experience;
4. ProCredit Academies;
5. Official Employment from the 1st day;
6. Competitive Fixed Salary;
7. Paid Day Off for Birthday;
8. Comprehensive Social Package;
9. Modern and Comfortable Office;
10. Remote Work – 1 day per week;
11. Friendly Work Environment.

If you are interested in this vacant position, please send your CV and motivation letter to the following email address: mda.resurse.umane@procredit-group.com

Please mention the vacant position for which you have applied in your CV.

The processing of data by the Bank is carried out in accordance with the provisions of Law No. 133 of 08.07.2011, regarding the Protection of Personal Data.