CV № 491068 din 5 noiembrie 2025
5 noiembrie 2025
Head of Product Management & Digital Transformation

age 44 years

address Chișinău

Pentru a vedea datele de contact ale candidatului trebuie să vă înregistrați și să achitați pentru "Acces la baza de CV‑uri".

About me

I am a Senior Manager with 15+ years of proven experience in financial and operational management (OTP Bank), highly focused on results and digital transformation.
I drove profitability as a Branch Director, positioning units at No. 1 in sales and No. 2 in NBI (Net Banking Income), while managing the complete P&L.
I successfully implemented key digitalization projects (Instant Payments MIA, CBS Migration) and product development, supporting strategic alignment. My core contribution is the ability to translate strategic vision into tangible KPIs (Risk, Finance) and to lead teams to top performance.

Show more

TOP Skills

P&L Management 10 years
Risk Management 10 years
Financial Analysis 10 years
Consultative Selling 7 years
Customer Orientation 7 years
Negotiation 7 years

Work experience

January 2022 - October 2024
2 years 9 months

Head of Retail Products

OTP Bank S.A.

Chișinău

OTP Bank S.A.
P&L Management Risk Management Product Management Banking Digitalization Financial Analysis Executive Leadership Strategic Thinking Team Management

- Managed the entire Retail Products Section, overseeing the complete product lifecycle and profitability (NDI).
- Led initiatives for developing alternative sales channels.
- Directed the product migration and post-migration process to the new Core Banking System (CBS).
- Key Projects Implemented: Instant Payments (MIA); CBS Integration with Mconect; Lead Management (lead collection system with automated loan decision ).

June 2021 - January 2022
8 months

Senior Business Analyst

OTP Bank S.A.

Chișinău

IT Process Analysis CBS Migration Support Business Requirements Analysis Database Skills Analytical Thinking

- Provided essential analytical support for IT transformation projects, including the Phoenix project (credit migration to the new new CBS) and PosLending.
- This served as the preparation phase for the Head of Products Section role.

January 2019 - June 2021
2 years 6 months

Internal Trainer (Financial Analysis)

OTP Bank S.A.

Chișinău

Advanced Financial Analysis Teaching Executive Training Balance Sheet & P&L (Profit & Loss) Cash Flow Internal Consulting Analytical Thinking

- Delivered advanced training modules on Qualitative Analysis, Balance Sheet, P&L Statement (Profit and Loss), and Cash-Flow for directors and advisors.

February 2014 - May 2021
7 years 3 months

Branch Director (BUM, Rezina, Ungheni)

OTP Bank

Rezina

P&L Management Leadership Risk Management Strategic Planning Team Coordination Financial Analysis

- P&L and Risk Management: Managed the complete branch activity, including risk management and profitability objectives (P&L).
- Promoted quality principles at all stages of the management cycle: planning, organizing, leading, controlling.
- Led, motivated, and trained large teams, ensuring continuous employee development.
- Special Sales Achievement: Adapted the existing credit flow and contracts to finance SA Lafarge Ciment Moldova suppliers (factoring/lending).

July 2006 - January 2014
7 years 7 months

Customer Advisor

OTP Bank S.A.

Chișinău

Consultative Selling Customer Orientation Negotiation Persuasive Communication Goal Achievement Banking Products Knowledge

- Period of peak commercial performance – I was the TOP SALESPERSON in the banking unit, building a solid foundation in the sale and promotion of banking products and services, essential for understanding core operations.

Skills

Corporate Finance CBS Migration Support Negotiation Team Management Strategic Thinking Executive Leadership Product Management Financial Analysis Banking Digitalization Risk Management P&L Management

Languages

Romanian Native

Russian Fluent

English Communication

Desired industries

Insurance Banking / Financial / Economic Top Management

Education: Higher

Graduated in: 2004

ASE Bucuresti

Courses, trainings

Graduated in: 2024

Cross-Border Management & Best Practices (OTP Group)

Organizer: OTP Bank / International Subsidiaries

Graduated in: 2023

Product Management & Innovation

Organizer: Axa Consulting (Romania)

Graduated in: 2023

Agile Principles and Project Management (2 Modules)

Organizer: Tekwill Academy

Graduated in: 2023

Project Management for Leaders

Organizer: House of Training (Luxembourg)

Graduated in: 2022

Big Data Analysis

Organizer: House Of Training (Luxemburg)

Graduated in: 2019

Operational Risk Management and Process Audit

Organizer: OTP Bank

Graduated in: 2019

Strategic Leadership for Senior Managers

Organizer: OTP Bank / External Partners

Graduated in: 2018

Advanced Financial Analysis (AEF)

Organizer: Self-Study

Graduated in: 2017

Executive Time Management and Prioritization

Organizer: OTP Bank / External Partners

Job preferences

Location

In-house

Hybrid

Working hours

Full-time

Pentru a vedea datele de contact ale candidatului trebuie să vă înregistrați și să achitați pentru "Acces la baza de CV‑uri".